Built in the UK · MTD-ready

Simple online accounting software for UK small businesses.

Everything you need to run your finances and stay HMRC-compliant, from invoicing and bookkeeping to VAT, payroll and MTD software. Built for UK businesses since 2008.

The Clear Books dashboard on a laptop next to the mobile app on a phone
VAT submitted to HMRC
Invoice paid · £1,240

Recognised by HMRC · Trusted by thousands of UK businesses

✓ HMRC recognised MTD software 🇬🇧 UK-based support team 18 years helping UK businesses
Find your fit

Which accounting software is right for your business?

Tell us a bit about your business and we'll show you where Clear Books fits in.

I'm a sole trader or self-employed

Earning over £30k? Stay MTD-ready with Making Tax Digital for sole traders, file your quarterly updates and keep HMRC happy, without it taking over your evenings.

See free MTD software →

I'm a landlord

Track rental income and property expenses, and file MTD for Income Tax quarterly updates for one property or a whole portfolio. Free MTD software for landlords covers one property, or several properties grouped together.

Explore landlord accounting software →

I run a small business

Invoicing, VAT, payroll and reporting in one place for limited companies, partnerships and charities, at a price that makes sense for you.

Tour the software →

I'm an accountant

Manage all your clients in one place, with a dedicated portal, practice tools and a support team you can actually call.

Explore the partner programme →
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Helping UK businesses since 2008
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UK small businesses supported
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HMRC recognised: For MTD for VAT and MTD for Income Tax
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Plans start from this much
A branded Clear Books invoice with a Pay now button and QR code
Invoice sent
Get paid

Online invoicing that gets you paid on time

Send branded invoices in seconds with online invoicing. Set up automatic reminders so you never have to write "just bumping this" again. Customers can pay by card, direct debit or open banking with Instant Bank Payments.

  • Branded invoice templates
  • Recurring invoices on autopilot
  • Auto-reminders for late payers
  • Stripe & GoCardless built in
See how invoicing works
An MTD VAT return in Clear Books ready to submit to HMRC
Filed with HMRC
Stay compliant

Is Clear Books HMRC-recognised MTD software?

Yes. Clear Books is HMRC recognised Making Tax Digital software, ready to file for VAT today and MTD for Income Tax. We'll walk you through every quarterly update, whether you're a sole trader, landlord or limited company.

  • Submit VAT returns directly to HMRC
  • MTD for Income Tax built in
  • Step-by-step quarterly update wizard
  • Live deadline tracker on your dashboard
Learn about MTD
Making Tax Digital for Income Tax

When does MTD for Income Tax apply to you?

MTD for Income Tax is now live for sole traders and landlords with gross income over £50,000. The threshold drops in stages, so more self-employed people and landlords will need MTD software over the next two years.

  1. April 2026

    MTD for Income Tax applies to gross income over £50,000.

  2. April 2027

    Threshold falls to £30,000.

  3. April 2028

    Threshold falls to £20,000.

The threshold is based on gross qualifying income from self-employment and property combined. Not sure if you're in scope? Check who needs MTD and see every MTD deadline in one place.

A Clear Books management report with a profit and loss chart and year-on-year comparison
P&L · This quarter
Run your business

Real-time accounting reports that show what's going on

From cash flow to profit & loss, Clear Books gives you the numbers you need to make decisions, not just when your accountant asks for them. Explore all accounting reports, including balance sheets and budget vs actual.

  • Real-time profit & loss
  • Aged debtors & creditors
  • VAT liability tracking
  • Trial balance & management reports
Take the full tour
Bookkeeping & payroll

How does Clear Books make everyday bookkeeping easier?

Clear Books brings everyday bookkeeping and payroll together, so UK small businesses don't need separate systems for every task. Features vary by plan, and payroll is an optional add-on.

Automatic bank feeds and reconciliation

Connect your UK business bank account and Clear Books imports transactions automatically. Auto Explain learns from your regular transactions and codes them for you, so your bookkeeping software stays up to date.

Expense tracking and receipt capture

Snap a receipt, forward an email or upload a PDF. Auto Bills extracts the supplier, date and amount, so you can review, approve and move on.

Payroll and accounting in one system

HMRC-recognised payroll software built into the same account. Run pay, file RTI submissions, manage auto-enrolment pensions and email payslips, with wages flowing straight into your books.

For accountants & bookkeepers

Accounting software for accountants and bookkeepers

Join 1,000+ UK practices on Clear Books. Manage every client from a single portal, use Clear Books for your own practice books with a free practice licence, and get a dedicated UK partner team.

Customer reviews

What do UK businesses say about Clear Books?

See feedback from UK sole traders, small businesses and accountants using Clear Books for accounting, invoicing and Making Tax Digital.

Trusted & regulated

Why UK businesses choose Clear Books

New rules from April 2027

Sole trader or landlord earning over £30k?

From April 2027, MTD for Income Tax applies to sole traders and landlords earning over £30,000. Get ahead of the threshold change with our genuinely free MTD software, built for the new HMRC rules, not bolted on.

Get free MTD software →
Common questions

Frequently asked questions

Is Clear Books suitable for sole traders and limited companies?
Yes. Clear Books is designed for UK sole traders, limited companies, landlords and other small businesses that need a straightforward way to manage their finances. It offers different plans depending on the type and size of your business, from basic income and expense tracking to invoicing, VAT reporting and more advanced accounting features. Accountants and bookkeepers can also use Clear Books to manage client accounts.
Can Clear Books handle invoicing, expenses and bank transactions in one place?
Yes. Clear Books brings everyday accounting tasks together, including creating and sending invoices, recording expenses, tracking payments and reviewing financial reports. Supported paid plans also include automated bank feeds and transaction matching, helping reduce manual data entry. Features vary by subscription, so it is worth checking which plan covers your business requirements.
Is Clear Books recognised by HMRC for Making Tax Digital?
Yes. Clear Books is HMRC-recognised software for Making Tax Digital (MTD) for VAT and Income Tax. It supports digital record keeping and direct submissions to HMRC, including quarterly Income Tax updates for eligible sole traders and landlords. MTD VAT submissions are available on relevant paid plans, while free MTD Income Tax options are available for qualifying users.
How much does Clear Books cost, and is there a free plan?
Clear Books offers free MTD Income Tax plans for sole traders and landlords, alongside paid subscriptions with additional accounting features. Paid plans are available for businesses that need invoicing, bank feeds, VAT reporting or more advanced financial management. There is also a 30-day free trial for paid plans, with no setup fees and the option to cancel your subscription.
Can my accountant access my Clear Books account?
Yes. You can invite your accountant or bookkeeper to access your Clear Books records, allowing you to work together without repeatedly exchanging spreadsheets or financial documents. Access and permission options depend on your subscription. Accountants can review financial information, help maintain accurate records and support reporting and tax-related tasks.
Do I need accounting experience to use Clear Books, and what support is available?
No specialist accounting experience is required to get started with everyday tasks such as recording expenses, sending invoices and reviewing business finances. Clear Books provides a help centre with guidance on setting up your account and using its features. UK-based email support is included with eligible paid plans, while phone support is available on selected subscriptions. Free-plan users can access self-service help resources.
Ready when you are

Pop the kettle on. We'll handle the books.

Try Clear Books free for 30 days. No commitment, no awkward sales calls. Just simple UK accounting software.